fund it one proven phase at a time.

QIKAO FUND is crowdfunding for schools, clinics, churches and community projects. Every project is split into costed phases, and the next phase is paid only after proof of the last.

  • Mobile money now, cards and bank next
  • Held until each phase is released
  • Every payout approved by two people

Classroom block, St. Mary’s Primary

Tap a phase to see its cost and proof. Example

Phase 3: RoofKES 520,000

Raising now. Gifts go to this phase only.

I want to give

  • See each project’s phases and what each one costs.
  • Give in a minute and get a numbered receipt.
  • Watch the proof arrive before the next phase is paid.

I am raising for a project

  • For registered organizations, and for individuals raising in their own name.
  • Plan the work in phases, with a cost for each.
  • Money reaches your bank or mobile money account as each phase is proven.

how the money moves

  1. The plan comes first

    Every project is split into phases with a cost each. The costs add up to the goal, and the plan is locked at launch.

  2. You give, the money is held

    Your gift is not handed over on the day. It waits until a phase is ready to be paid to the organization’s verified bank account.

  3. Proof opens the next phase

    The organization uploads receipts and photos. QIKAO staff check them. Only then is the next phase paid.

Read how it works in full

projects raising now

The first projects are being verified

Every organization is checked before it can raise money here, so this list starts empty. Projects appear as soon as staff approve them.

what is different here

QuestionOrdinary crowdfundingQIKAO FUND
When the organization is paidAll at once, when the campaign endsPhase by phase, after proof of the last phase
What you can checkA story and a running totalThe phase plan, each cost, each payout and its proof
Who checks the workOften left to donorsQIKAO staff review the receipts and photos
Who releases the moneyThe site, automaticallyTwo different QIKAO staff approve every payout

raising for a project of your own?

  1. Create an account

    Register your organization and accept the terms.

  2. Get verified

    Upload your documents (registration papers, or your ID if you are an individual) and add a bank or mobile money account in the same name. Staff check both.

  3. Plan the phases

    Split the work into phases with a cost each. The costs must add up to your goal.

  4. Launch and report

    Share your project. After each phase, upload receipts and photos to open the next payout.

funding at scale, with the paper trail built in

Companies, foundations and diaspora groups can back a whole phase or a whole project, and see the same costs, payouts and proof every donor sees.

Partner with us

questions people ask

Something else? Write to [email protected].

Is my money safe?

Your gift is not handed over on the day you give. It is held and paid to the organization’s verified bank account one phase at a time. A later phase is paid only after QIKAO staff have approved proof of the earlier one, and every payout needs two different staff members.

How do I pay?

By mobile money today (M-Pesa): you get a prompt on your phone and enter your PIN there. Card, bank and other gateways are being switched on, and each project page shows the methods you can use.

What does QIKAO FUND charge?

Nothing is added to your gift. QIKAO FUND keeps 4.5% of each payout to the organization, and it pays the payment provider’s charges itself.

Do I get a receipt?

Yes. Every successful gift gets a numbered receipt you can download as a PDF, and anyone can check that a receipt is genuine with its code. If you give an email address, the receipt is emailed to you.

What happens if a project misses its target?

Projects are one of two kinds. An all-or-nothing project refunds every gift if it misses its target. A flexible project builds as far as the money reaches, still one proven phase at a time.

Who can raise money?

Registered organizations (schools, clinics, churches and community groups) and individuals raising in their own name. Organizations provide registration documents; individuals provide a national ID or passport. Either way the bank or mobile money account must be in the same name, and staff verify it before a project can launch. An individual can raise up to KES 500,000 for one project; organizations have no such limit.

Can I get a refund?

Write to [email protected] with your receipt number. Refunds return the whole gift and are approved by two members of staff.

ready when you are

An account is free. Donors keep their receipts in one place. Organizations and individuals start their project from it.